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Premium Features • Completely Free
Oikos
Premium expense tracking features, completely free. No ads, no subscriptions.
Automatically detect and parse bank transaction SMS. Supports 15+ Indian banks and major UPI providers.
Get personalized spending analysis with Gemini AI. Smart category suggestions and predictions.
Visualize your spending with stunning charts. Track trends and understand where your money goes.
Set category budgets with flexible periods. Get alerts before you overspend.
Set goals for vacation, car, home, and more. Track progress with beautiful visualizations.
Split expenses with friends like Splitwise. Track who owes whom and settle easily.
Track subscriptions and regular payments. Never miss a bill with smart reminders.
Manage cash, bank, UPI, credit cards, and wallets. Link SMS sender IDs for auto-detection.
Material 3 design with dynamic colors. Dark mode included.
Automatic SMS parsing for all major Indian banks and payment providers.
Don't see your bank? Oikos uses AI to parse unsupported SMS formats automatically.
Download Oikos and start tracking your expenses effortlessly.